You can expect a claims adjuster to closely scrutinize and challenge your claim for the benefit of the insurance companies they work for. An experienced Decatur personal injury lawyer will be essential in asserting your rights and interests.

• Time-lag between accident and report of injury. You may not believe this to be relevant, but it is for the adjuster. More importantly, a jury may consider this as relevant. If the time-lag between an accident and report of an injury is too long, the adjuster will become more suspicious about the claim. Be prepared to explain why you denied injury at the accident scene, but went to the emergency room three days later. You must be able to explain why the there is no record of the accident in the “History” section of a medical report. If you feel lost about explaining any discrepancies, your Decatur personal injury lawyer might be able to assist you.

• Medical history from the first caregiver. Expect the adjuster to closely examine the medical records of the first caregiver, especially on the history provided to the adjuster. If that history does not indicate anything about an accident, is vague on the point, or attributes the injury to a pre-existing condition, the adjuster will not cooperate with you or your Decatur personal injury lawyer.

• Your past claim and medical history. If you have a long Index Bureau print-out, indicating a noticeable history of prior claims, your injury claim is unlikely to be handled in a speedy manner. In fact, the insurer may believe that it is dealing with a “professional claimant” and monitor your activities or even refer the file to one of the growing number of “Special Investigation Units” (SIU’s), another name for (anti-) fraud investigators. The best way to bypass this problem is to demonstrate that your previous injuries and claims were about completely different parts of your body, assuming that this is indeed the case.

The law firm of McCarthy Rowden & Baker offers free initial consultation to all prospective clients. If your personal injury case is viable, our Decatur personal injury lawyer will provide prompt and dedicated legal representation. Please contact their law offices today at 1-800-373-6050 for more information.