Insurance companies view personal injury cases in terms of dollars and cents. Once an adjuster determines whether the insurance policy applies to a claim and to what extent, he will look into the specific items and question anything that doesn’t seem right. A Decatur personal injury attorney can provide more information on this issue.
Anything that appears even a little out of the ordinary to an adjuster becomes fair game for review. A Decatur personal injury attorney can tell you that depending on the adjuster’s training, experience and judgment, he will look into anything looks suspicious.
Besides a gut feeling about the claim, the adjuster must be able to prove and explain the total loss of damage. Therefore, if you present a list of medical costs, the adjuster will want to make sure there are reports to back them up.
An adjuster also will scrutinize the type of physician you have been seeing. A Decatur personal injury attorney can tell you that adjusters are especially suspicious of people who only see chiropractors for orthopedic and neurological problems. Adjusters will thoroughly investigate how often you went for treatment and whether your condition improved with the visits.
Soft-tissue injuries that aren’t backed up by medical findings, as well as medical expenses that don’t add up with the injuries being claimed, are also major red flags for adjusters. They will look to see whether your physician has worked with your attorney quite often. If an adjuster sees a pattern of certain lawyers and doctors working together on a number of cases, they look more closely at those physician reports, opinions and bills.
Adjusters are trained to investigate anything suspicious in personal injury cases. To learn more, contact a Decatur personal injury attorney at McCarthy Rowden & Baker: 800-373-6050.
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