Valuing Minor Injury Cases

If you have been in an accident and want compensation for your injuries, your Springfield auto accident lawyer will work to build you the strongest case and get you what you deserve. It is important that you understand the different types of injuries that you may have sustained during your accident.

For the purpose of this article, a “minor injury claim” is one which involves non-lasting damage that does not keep the injured party from returning to all normal activities. In deciding whether your claim is a “minor injury claim,” there are many factors your insurance company will assess. These factors include:

Type of Injury

Your insurance carrier will review all your medical records, reports, or any other documents related to your injury to determine the extent of your injuries. Your carrier will also identify whether the injury may have been pre-existing or if there are any areas of disagreement as to the extent of your injury. The insurance company may try to claim that your injury was not caused by the accident, but was simply an exacerbation of a previous injury.

Subjective vs. Objective Injuries

If your injury is non-observable, it is more likely that your carrier will try to dispute the existence of your injury. If you have suffered a sprain, strain, or other soft tissue injury, the carrier may try to minimize the injury or its effect on your daily activities even if the existence of the injury is not in question. Observable injuries, on the other hand, are injuries that can be viewed by x-rays or other physically verifiable means. These injuries are more often accepted by adjusters, but your carrier may still attempt to minimize their effects as well.

If your claim involves mainly subjective injuries, you must be prepared to show that your injury does in fact exist and has impacted your life in a negative way. If you are unable to work or perform everyday activities without the help of others, or if your life has been altered negatively in any other way as a result of your injuries, you must focus on these effects and show how this “subjective” injury has objectively impacted your life.

Contact Us

The Springfield auto accident lawyers at McCarthy Rowden & Baker will help you in building and presenting your case to give you the compensation you deserve. Call us today at 800-373-6050.