What the Insurance Companies Do

If you have been in an auto accident, you know how stressful it can be to work with insurance companies to get the compensation you deserve for your injuries and the damage done to your vehicle. Your Bloomington auto accident attorneys will help you understand the process and what exactly insurance companies do, including the following:

After notifying the insurance company

Once you have notified the insurance company about your claim, they will establish a file for you and your current case. A claims manager or supervisor will assign your case to a claims adjuster and may add or change adjusters during the progression of your case.

Your claims adjuster will be in contact with your Bloomington auto accident attorneys to make sure you are aware of the case progress. An independent investigation will also be performed by the adjuster to find the following information:

  • Who is at fault for the accident.
  • If you share any of the blame for your injuries.
  • If there are any witnesses who can give an unbiased opinion of the accident.
  • Where the accident took place.
  • Any police reports, DMV reports, or other reports that may have been filed on your case.

One he or she has attained these initial pieces of information, your claims adjuster will need any reports discussing the injuries you may have sustained during the accident. The adjuster will also review any information about time you missed work, and the overall cost of your injuries, including therapy, prescription costs, and any other bills that you may have. You must keep accurate records of whatever information you can in order to receive the compensation you deserve.

Contact us

Dealing with insurance companies can be a stressful and time-consuming process. Let the Bloomington auto accident attorneys at McCarthy Rowden & Baker help you get the compensation you deserve today. Call us now at 800-373-6050.