An insurance adjuster’s job is to scrutinize claims so that the insurance company will have to pay the least amount possible. Your Bloomington injury attorney will explain that there are certain details that come up in claims—especially those concerning loss of earnings—that cause adjusters to be particularly wary.
The adjuster will consider such factors as your occupation, whether you are self-employed or salaried, and whether there are verifiable records of income. Your attorney will help you be aware of red flags that may cause the adjuster to be suspicious of your claim.
Most adjusters know what treatment to expect for certain injuries, so if a claimant has submitted documentation of treatment that seems excessive, this will raise a red flag for the adjuster, causing him or her to be especially cautious regarding your claim.
You should let your Bloomington injury attorney know about any time you had to miss from work. An absence that seems unnecessarily long will be questioned by an adjuster. Any lost wages must be documented and supported by medical reports. Adjusters want to see that the type and severity of injury matches up with the amount of time taken off from work. This can be difficult if you are self-employed. If so, remember that part of your duty to mitigate damages may include finding someone to replace you while you are unable to work.
Your Bloomington injury lawyer will want to know what type of work you were doing while you were injured, as adjusters tend to be skeptical of particular occupations. Occupations that raise a red flag can include some of the following: taxi drives, truck drivers, ambulance drives, doctors, lawyers, police officers, iron workers, and actors or musicians.
Your attorney will be experienced in handling claims such as yours and will know how to avoid unnecessary adjuster scrutiny. To speak with a knowledgeable Bloomington injury attorney from McCarthy Rowden & Baker, call 800-373-6050 today.
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